Commercial Vehicle
Exclusions and limitations
Please refer to the policy document for terms and conditions.
These are some of the exclusions that apply to the policy as well as general conditions and exclusions. Details of these can be found in the policy document. Other additional terms & conditions may apply in certain cases. Excesses apply to certain types of claims.
- Claims for your liability for loss of or damage to property occurring whilst you are carrying hazardous goods are limited to £1,000,000. For a full list please refer to the policy document.
- Loss or damage arising from theft or attempted theft if:
- the ignition key or other removable ignition device has been left in or on the Insured Vehicle
- We will not insure you for claims whilst any vehicle insured by this policy is being:
- Used for any purpose that the Certificate of Motor Insurance does not allow
- Driven by someone not allowed to drive by the Certificate of Motor Insurance
- Driven by anyone not holding a licence to drive the vehicle or being disqualified from having such a licence. See General Exceptions 1 for terms and conditions.
- We will not provide cover if the vehicle is used airside (see Exclusions to Section A – 8 of the policy document.)
- Courtesy vehicle - A courtesy vehicle will not be provided where your vehicle is either stolen (and not recovered) or written off.