Hotel
Extensions of cover
For terms and conditions please click on policy document.
| Contents Extensions | Standard Cover Limit |
|---|---|
| Breakage or scratching of fixed glass and sanitary fixtures and fittings. | Up to the amount of your contents sum insured |
| Damage to window frames following breakage of glass. | £500 in any one policy period |
| Damage to glass lettering or other ornamental work and alarm foil. | £500 in any one loss |
| Damage to signs. | £1,000 in any one policy period |
| Loss or damage to your business goods while being carried in any vehicle(s) owned, hired or leased by you anywhere in or between the UK, Channel Islands, Isle of Man and Republic of Ireland. | £2,000 any one event |
| Replacement of locks following theft of keys from the licensed premises or authorised private residence. | £500 in any one policy period |
| Loss of money: | |
| £3,000 in any one loss |
| £3,000 any one loss |
| £500 |
| £500 any one loss |
| £300 any one loss |
| Outside business hours: | |
| £1,500 |
| £500 |
| Non-negotiable money (e.g. crossed cheques, credit card counterfoils). | £250,000 any one loss |
| Personal accident - Assault resulting in bodily injury to you or an employee caused solely or directly as a result of robbery or any attempted robbery in course of the business. | Weekly benefit for disablement - £100 per week up to 104 weeks. £10,000 for death, loss of limb(s) or sight |
| Loss of freezer contents following accidental change in temperature. | £2,000 |
| Seasonal increase. Automatic increase in stock sum insured during busy periods. | Up to 25% |
| Outside catering - cover against: loss or damage to your equipment by an insured peril. | £2,000 any one loss |
| Loss or damage by an insured peril to your property in the open within the boundaries of your premises e.g. picnic tables and garden furniture. | 500 in any one policy period |
| Loss of metered water directly resulting from loss or damage by an insured peril. | £2,500 any one claim |
| Damage to landscaped gardens caused by emergency services attending your premises as a result of an insured peril. | £1,000 in any one policy period |
| Guests' personal effects & motor vehicles : | |
| Personal effects limit. | £1,000 any one guest |
| Motor vehicles limit. | £10,000 any one vehicle |
| Maximum amount payable under this extension is £50,000 any one claim. | |
| Personal money and credit cards. | |
| Accidental loss of personal money. | £250 limit in any one policy period |
| Fraudulent use of personal credit cards by an unauthorised person. | £500 limit in any one policy period |
| Public & Products Liability Extensions | Standard Cover Limit |
| Cloakrooms - Cover against your liability for loss or damage to property belonging to patrons caused by theft or accidental means whilst deposited in the cloakroom of the hotel | £1,000 any one cloakroom £100 any one article |
| Outside catering - Cover against: injury to the public and damage to their property. | £2,000, 000 limit any one loss |