For terms and conditions please see relevant policy document
For examples of exclusions and limitations please click here
- Buildings - Covers the cost of rebuilding your premises and has the option of including subsidence cover.
- Theft by employees - Provides cover against a direct loss as a result of fraud or dishonesty of employees relating to theft of money or contents up to the limit of £5,000 in any one policy period.
- All risks specified items - Provides cover throughout the UK and up to a maximum of 30 days worldwide for any specified items used away from the premises.
- Computer Breakdown - Provides cover for loss or damage caused by computer breakdown or failure up to a value specified by you.
Cover also extends to include:
- Loss or damage to computer records up to a limit of £5000 in any one policy period.
- Additional expenditure arising from the breakdown of computer equipment upto a limit of £10,000 in any one policy period.
- Reinstatement of data upto £5,000 in any one policy period.
- Subsidence - Covers your business premises against damage caused by subsidence, ground heave or landslip.
- Terrorism - Covers you against damage to your property from the effect of acts of terrorism upto the maximum sums insured of Section 1 - Contents and Section 4 - Buildings.