• Employment disputes and compensation awards.
• Legal defence.
• Property protection and physical injury.
• VAT disputes and Tax investigations.
• Maximum limit of £60,000 for any one claim for Employment Compensation Awards.
• Maximum limit of £1million in any one period of insurance for Employment Compensation Awards.

Significant Exclusions or Limitations for Commercial Legal Protection include:

• Employment dispute where the cause of action arises within the first 90 days of the indemnity provided by this Section.
• Dispute with an employee who was subject to a written or oral warning (formal or informal) within 180 days immediately preceding the inception date of the indemnity provided by this Section if the Date of Occurrence was within the first 180 days of the indemnity provided by this Section.
• Redundancy or alleged redundancy or unfair selection for redundancy arising within the first 180 days of the indemnity provided by this Section.
• Bodily injury - any claim relating to any illness or bodily illness that develops gradually or is not caused by a specific or sudden accident.
• Any claim relating to patents, copyrights, trademarks, merchandise marks, registered designs, intellectual property, secrecy and confidentiality agreements.

For full terms and conditions of the cover please refer to the office Policy Document.