Surgery Insurance
Optional extras
For terms and conditions please see the policy document
For an additional premium the following optional extras are available: For relevant exclusions and limitations please click here
- Buildings - Covers the cost of rebuilding your business premises with the option to include subsidence damage.
- Theft by employees - Provides cover against a direct loss as a result of fraud and theft of any money/contents by an employee up to £5,000 in any one policy period.
- All risks specified items - Covers any specified items away from the business premises across the UK and 30 days worldwide.
- Computer Breakdown - Provides cover for loss or damage caused by computer breakdown or failure up to a value specified by you.
Cover also extends to include:
- Loss or damage to computer records up to a limit of £5000 in any one policy period.
- Additional expenditure arising from the breakdown of computer equipment upto a limit of £10,000 in any one policy period.
- Reinstatement of data upto £5,000 in any one policy period. - Subsidence - Covers damage to premises caused by subsidence, ground heave or landslip.
- Terrorism - Covers you against damage to your property from the effect of acts of terrorism upto the maximum sums insured of Section 1 - Contents and Section 4 - Buildings.