Shop Insurance
Optional extras
For terms and conditions please see relevant policy document.
For an additional premium Cornhill Direct Business can offer a range of optional extras to your shop insurance policy. These include:
- Buildings - It is possible to extend your contents cover to include your business premises and also include subsidence.
- Subsidence - This provides cover for damage to your premises as a result of subsidence, ground heave or landslip.
- Theft by employees - Covers against a direct loss as a result of fraud or dishonesty involving the theft of money or contents by any employee up to the value of £5,000 in any one policy period.
- All risks specified items - Provides cover throughout the UK for identified specified items that will be used away from your business premises. Cover is also provided for up to 30 days worldwide.
- Commercial Legal Protection - This covers legal expenses which may arise in any number of different circumstances.
- Terrorism - Covers you against damage to your property from the effect of acts of terrorism up to the maximum sums insured of Section 1 - Contents and Section 5 - Buildings.
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Computer breakdown - Provides cover for loss or damage caused by computer breakdown or failure up to the value specified by you.
Cover also extends to include:- Loss or damage to computer records up to a limit of £5,000 in any one policy period.
- Additional expenditure arising from the breakdown of computer equipment up to £10,000 in any one policy period.
- Reinstatement of data up to £5,000 in any one policy period.