Block of flats under grey skies


Block of Flats Insurance

We compare quotes from leading insurers
If you own or manage a block of flats or apartment blocks it’s essential you have the right insurance in place to protect your investment against the unexpected. At Premierline, protecting your peace of mind and your investment is our top priority.

We understand the unique insurance needs of a block of flats and strive to provide comprehensive coverage tailored specifically for your property.

Investing in a block of flats is a significant financial commitment, and it's essential to protect your investment against unforeseen risks. Whether you own an apartment building, a condominium complex, or a multi-unit residential property, our specialised insurance solutions are designed to offer you peace of mind and financial security.

You need flexible covers that protects your assets, your tenants and your income if you make a claim. That’s why we compare covers and prices from a panel of trusted insurance providers to make arranging your block of flats insurance simple and hassle-free.

Whether you’re looking to cover a full block of flats or a single apartment within a block; we can arrange insurance that’s tailored to your needs. Our insurance experts make it easy to arrange the covers you need by comparing quotes from a panel of the UK’s leading insurers. Simply request a quote or give us a call for insurance advice that is tailored to your individual needs.

If you know the covers you require, it's quick & easy to compare property owners and landlord insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Block of flats insurance, sometimes referred to as apartment block insurance is a tailored property owner's insurance policy that provides comprehensive coverage for residential buildings containing multiple units, such as block of flats, apartment buildings, condominium complexes, or multi-unit residential properties. It offers protection for the structure, communal areas, shared assets, and potential liabilities associated with the property. This type of insurance is tailored to address the unique risks and requirements specific to block of flats, safeguarding the property owner's investment and providing financial security.
When deciding what insurance and covers you need to protect your business, you should consider the following:
If you own or manage a block of flats, it is highly recommended to have block of flats insurance. This tailored insurance cover is essential for protecting your investment and managing the unique risks associated with residential buildings that house multiple units. Block of flats insurance provides comprehensive coverage for the structure, communal areas, shared assets, and potential liabilities, ensuring financial security and peace of mind.

At Premierline, we can arrange flexible block of flats insurance policies that can be as simple or complex as you need depending on your properties. When deciding what insurance you need to protect your business, you should consider the following:

  • Property owners liability - protects landlords against legal liabilities for accidents or injuries that occur on their rental property.
  • Employers' liability - protects employers against legal liabilities for injuries or illnesses sustained by their employees while carrying out their work duties.
  • Buildings cover - to cover for loss or damage to the buildings you let.
  • Contents and stock - to reinstate your items and belongings within your property.
  • Business legal expenses - to cover the cost of legal expenses or defend your business against legal action.
  • Loss of rent - compensates landlords for the rental income they would have earned if their property becomes temporarily uninhabitable due to an insured event.
The cost of block of flats insurance can vary depending on several factors, including the size of the property, location, construction materials, security measures, claims history, and the coverage limits and options you choose. Contact one of our business insurance advisors to find out how much your landlord insurance might cost to protect your business from unforeseen circumstances.
When it comes to block of flats insurance there’s no ‘one size fits all’ solution. We work closely with a panel of trusted insurers to source tailored solutions for landlords and owners of flats and apartment blocks that offers protection and peace of mind. Whether you own a purpose built apartment block or converted premises, our advisors are on hand to talk through your insurance requirements. Alternatively you can complete a block of flats insurance quote online and get the right cover, at the right price in minutes.

As a business insurance broker, we can source insurance for a range of different property owners and flat owners including:

Blocks of flats, commercial properties and units, residential lettings such as buy to let and student accommodation such as houses in multiple occupation.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
"Our block of flats insurance policy from another broker had increased too much and they couldn’t get a better price. I found Premierline through an internet search and Dan was there to help straight away. After a few days he had sourced a considerably more competitive and acceptable product with much better terms. I really felt Premierline wanted our business."
Block of Flats Property Owner
Customer since January 2024
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
If you need some advice call us to get a block of flats insurance quote today.
If you know the covers you require, it's quick & easy to compare property owners and landlord insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm