Paint roller applying paint to a wall


Painter & Decorator Insurance

We compare quotes from leading insurers
Whether it’s a spilt pot of paint or a fallen ladder, accidents in the decorating trade can be costly and knock you off schedule. You need quality insurance cover to protect you in case something goes wrong; that’s where we can help.

We compare quotes from a panel of trusted insurers to find the cover that’s right for you. We understand the risks you face on a daily basis and the covers you need most. That’s why we tailor cover to your individual requirements to ensure you get the cover that’s right for your business. It's flexible, quality cover without the hassle.

If you know what you need you can compare quotes online and protect your business in a matter of minutes. However, if you're not sure and would like some advice please call to speak to our advisors today. We’re here to make arranging your business insurance simple and hassle-free. And if you're looking to protect your work van we can find suitable insurance for that too.

We arrange insurance for painters and decorators that’s competitive and right for you. We understand that your business is not just your work; it’s your livelihood and income as well. We make arranging your painter and decorator insurance simple so you can focus on what really matters – your business. Whether you’re a sole trader, employ a team, or subcontract as and when needed, we can arrange decorators insurance that’s right for you.

If you know the covers you require, it's quick & easy to compare contractors & self-employed quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Painter and decorator insurance is designed to protect you against a number of eventualities that could negatively impact your business. Typically it can incorporate a number of covers tailored to your business needs, to protect your livelihood against unforeseen events that could lead to financial loss. Whatever your needs, we can arrange the best painters and decorators insurance for you.
When deciding what insurance and covers you need to protect your business, you should consider the following:
Painter and decorator insurance can protect you against claims from everyone you come into contact with, from clients and employees to suppliers. It is a fundamental part of your business continuity, and without the right painter and decorator insurance in place, you may be personally liable for any accidents or injuries you cause during the course of your work.

At Premierline, we offer painters and decorators insurance that can be as simple or comprehensive as you require depending on your business needs. When thinking about what insurance and covers you need to protect your business, you should consider the following:
 

  • Public liability –  to cover you against unforeseen events that could leave you and your business exposed to financial loss
  • Employers' liability – to protect your employees against accidents at work and any damages awarded as a result
  • Personal accident cover - to tide you over in the event that you injured yourself at work
  • Tools & plant -  to protect your tools, equipment, and plant
  • Buildings cover – to cover for loss or damage to your business premises
  • Contents and stock – to reinstate your items and belongings
  • Business interruption – to keep finances running when disaster strikes
  • Contract works - designed to cover work that's underway on a construction site
  • Business legal expenses – to cover the cost of legal expenses or defend your business against legal action
  • Commercial vehicle cover - if you use a vehicle or a van for business
  • Professional indemnity - can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice
The cost of painters and decorators insurance depends on a range of factors including the size of your business, and the level of cover that you need. Get a personalised quote online or contact one of our business insurance specialists to find out how much your painters and decorators insurance might cost to protect yourself and your business from unforeseen circumstances.

We have many years of experience arranging painter and decorators insurance so we’ve really got to know the covers that you may require. We are here to make sure that you have the covers you need to protect you against the risks you face on a daily basis.

You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a personalised insurance quote today.

As a proud associate partner of UK’s premier trade and employers’ association for the painting and decorating industry, the Painting and Decorating Association we have extensive experience working across a diverse collection of painting and decorating businesses. Such as:

  • Interior home decorators
  • Interior designers
  • Residential painters
  • Industrial painters
  • Restoration artists
  • Specialist decorators
  • Plus more...

Call today or request a call back. Our advisors are on hand to discuss your specific requirements and arrange your painter and decorator insurance policy for you.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Their service was really good. Mel who I dealt with was really helpful and guided me through everything answering all my questions and getting me the right insurance that we needed.”
Painting & Decorating Business Owner
Customer since January 2018
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a painter and decorator insurance quote today.
If you know the covers you require, it's quick & easy to compare contractors & self-employed quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm