Fish and chips in a paper tray


Fish & Chip Shop Insurance

We compare quotes from leading insurers
Fish and chips are the most traditional aspect of British cuisine, providing fast flavoursome food to feed the nation. However, there’s a range of risks associated with running a fish and chip shop that could make you vulnerable to financial loss.

Fish and chip shops can be particularly risky with hazards and dangers ranging from fires to fryers. Managing these exposures is key; comprehensive insurance is a must for any chip shop owner to protect your livelihood if something goes wrong.

Our tailored fish and chip shop insurance solutions are designed to safeguard your business against unexpected challenges, ensuring you can focus on delighting your customers. With a deep understanding of the unique needs of the fast food industry, we offer comprehensive coverage that lets you fry worry-free.

We compare quotes from a panel of trusted insurers to find tailored cover to meet your needs and make arranging your insurance simple and hassle free. You can compare covers and prices online in just a few minutes. Or if you need some advice as you're not sure what insurance cover you need speak to our expert advisors who are on hand to find the right cover at the right price.

If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Fish and chip shop insurance is a type of insurance cover that is built to protect fish and chip shops from financial losses as a result of accidents, legal disputes, and natural events. It can include many types of cover to give you peace of mind allowing you to run your business without additional worry.

From fat burns to fires, freezers to fryers, your business insurance can be tailored to cover a number of unforeseen events that could jeopardise the future of your business. All these covers can be built into your insurance policy to give you peace of mind and let you focus on running your business.

When deciding what insurance and covers you need to protect your business, you should consider the following:
Absolutely! If you're running a fish and chip shop, insurance is essential to protect your business from unforeseen risks and challenges.

At Premierline, we can arrange flexible fish and chip shop insurance covers that can be as basic or comprehensive as you need depending on the size of your fish and chip shop. When deciding what business insurance you need to protect your company, you should consider the following:

  • Public liability – for injured guests or damage to their property.
  • Employers' liability – to protect your employees.
  • Buildings cover – to cover for loss or damage to your building.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Money cover – for theft or attempted theft.
  • Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
  • Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.

The cost of an insurance policy for a fish and chip shop will depend on various factors, including the size of your shop, as well as your location, the types of insurance required, the value of the assets you need insured, and the overall level of risk associated with the business.

It is difficult to estimate the overall price of insurance covers for a fish and chip shop without taking all of these factors into consideration. Get in touch with our experienced team for a tailored quote.

From peas to pies, chips to curry sauce, you’re offering a range of great food to satisfy your customer's needs. Your customers come back to you for your fast and friendly service, as well as the quality of your products. Our clients come back to us for the same reasons. We provide a modern forward-thinking approach to business insurance which makes protecting your business simple and hassle-free.

We can arrange fish and chip shop insurance to cover a number of eventualities that could impact your business financially. We understand the risks associated with your trade and can help you arrange protection against many unforeseen events.

Fish and chip shops are one of the many fast food outlets we could arrange cover for. We obtain quotes for a variety of takeaway businesses; from chippies to pizza houses, burger bars, fried chicken establishments, kebab houses and many more. Covers can be tailored to your individual requirements to give you takeaway insurance to let you trade without worry.

We’re dedicated to finding you the right fish and chip shop insurance, and will support you and your business throughout the lifetime of your policy.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Excellent customer service. Friendly, relaxed manner whilst very professional. The two team members I spoke to were friendly and clear. They were both very professional and very efficient and my insurance was sorted swiftly.”
Catering Business Owner
Customer since January 2024
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
Choose Premierline as your insurance partner to access tailored solutions that address the unique challenges faced by your fish and chip shop. Contact us today to secure the protection your chippy needs.
If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm