Village halls are the hub of many communities, bringing people together to celebrate and enjoy festivities. Ensuring things goes to plan is a big responsibility; so having the right insurance in place can let you focus on running your hall.
From Pilates classes to pantomimes, every village hall has bespoke insurance requirements, meaning a tailored approach is needed to provide comprehensive protection.
We can arrange a tailored policy that allows you to select just the covers you need. With extensive covers available, your village hall insurance can be custom built, so you only pay for the covers you need. Our insurance advisors are on hand to talk through your requirements and find the cover that’s right for you.
Village hall insurance can be tailored to cover a number of events, whether you are hosting community activities, renting the space for classes, or just looking to protect the building itself. There are a number of risks that village hall insurance is designed to protect. Without the right cover in place, you may be faced with large bills to rectify property damage, or find yourself personally liable for third party claims made against you.
There are a number of eventualities that your insurance can be tailored to cover. Property damage covering buildings, contents, fixtures and fittings can be selected to the level you need, and can protect your village hall against a number of perils, including fire, flood, storm damage, subsidence and many more.
Should you suffer damage at your village hall as the result of an insured event, then business interruption can protect your loss of income, as well as fixed outgoings and expenses while the building is repaired.
Liability insurance should also be a key consideration to ensure that any third party injury or property damage is covered. Public liability insurance can protect you against large compensation claims should someone injure themselves at the premises. For instance, if a visitor slipped over on a wet floor and sustained an injury, they may need medical treatment and be entitled to damages; all of which would be covered by your public liability insurance.
If you have a committee running the village hall, or employ anyone directly to work there, then you will need to take out employers’ liability insurance. This will fulfil your legal obligation, and once again can protect you against potentially large compensation awards should anyone injure themselves during the course of their employment.
There are many other covers that you can select as part of your village hall insurance; including cover for money, personal accident for committee members and goods in transit cover. Typically these are optional covers, meaning that you only pay for the covers that you need.
Village hall insurance is designed to protect many associated activities, and can be tailored specifically to your individual needs. If you are hosting charitable fundraising events, community centre activities, summer fetes or even exercise classes, then you will need comprehensive cover to protect against large losses that could impact the future of your village hall. As careful as you may be, you never know what is around the corner and accidents happen when you least expect. We are committed to finding you the right insurance at the right price, and supporting you throughout your policy, should you need it.