White dresses in a bridal shop


Bridal Shop Insurance

We compare quotes from leading insurers
Helping brides and grooms find the perfect attire for their big day is your forte. Such a great responsibility means you need bridal shop insurance in case something goes wrong.

Your shop is full of expensive garments and your customers put a great deal of trust in you to keep their wedding gowns and grooms’ outfits safe. If something unexpected happened, could you afford not to have insurance?

If you’re running a wedding shop, you’ll know that business doesn’t stop once the shop doors close for the day. There are alterations, customer deliveries, wedding shows and much more to contend with. Such a hectic lifestyle can leave little time for much else. Finding time to compare wedding shop insurance can be tough. That’s why we’ve made it easy for you to compare quotes from some of the UK’s leading insurers to save you time and money.

If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Bridal shop insurance is a simple way for wedding shops to buy various types of insurance covers in one package to protect your shop when something unfortunate happens.

Having insurance to protect you financially against accidents, mistakes, theft, damage and legal fees is essential to provide you with peace of mind when running your retail business.

When deciding what insurance and covers you need to protect your business, you should consider the following:

Insurance for bridal shops can cover a number of eventualities, from injury to weather events – all of which could impact your ability to trade. The right bridal shop insurance policy can safeguard your business to let you work without worry. You never know what is around the corner, so bridal shop insurance should be a fundamental part of your business plan to ensure business continuity, should something unfortunate happen.

If you employ a team at your shop, then you will need to take out employers' liability insurance to safeguard your employees against accidents at work.

At Premierline, we offer flexible bridal and wedding shop insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your bridal shop, you should consider the following:

  • Public liability – for injured shop visitors or damage to their property.
  • Employers' liability – to protect your shop employees.
  • Buildings cover – to cover for loss or damage to your shop premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Money cover – for theft or attempted theft.
  • Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
  • Business legal expenses – to cover the cost of legal expenses or defending your shop against legal action.

The cost of your bridal and wedding shop insurance will depend on your shop activities, the location of your shop and the amount and type of covers you require to protect your shop. Like any other insurance, generally the more cover you require the higher the premium.

The value you gain from having the right cover in place is a huge benefit to your business. A shop insurance policy is a product that you have paid for that you may never get to use, but also a product that you hope you will never need to call on.

When you’re running a business, time is money. Finding time to go through and compare quotes can be challenging. That’s why we do all the hard work for you. In just a few clicks you can compare quotes from some of the leading insurers to find the perfect insurance for your bridal shop.

If you know the covers you need you can compare quotes online now. However, if your needs are a little more complex, or you’re looking for some professional advice and recommendations, then give us a call. Our expert advisors are on hand to help you find the right cover for the right price so you can focus on what matters – your business.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Great service. Friendly and helpful staff who understood my needs and got me a good price for my shop policy.”
Household Goods Retailer
Customer since October 2023
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
Comparing bridal shop insurance quotes from multiple insurers to get the right cover for your livelihood has never been easier. If you know the covers you need simply complete the online form and in just a few minutes you’ll be presented with a variety of quotes from some of the UK’s leading insurers. If, however, you’re looking for some expert advice then give us a call. We’ll conduct a market search on your behalf to help you arrange a great value wedding shop insurance policy.
If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm