Compare opticians insurance

Running an opticians shop means you face a variety of risks and without the right opticians insurance you could be exposed to financial loss if something goes wrong. Having the right cover in place can give you peace of mind to work without worry knowing that should something happen, you’re covered.

We understand the risks of running an opticians shop and the importance of having cover that is right for you. That’s why we’ve made it easy to compare covers and prices from a panel of insurers to find the policy that’s right for you. If you know the covers you need and don't require any advice you can quickly compare quotes online. Alternatively call us to speak to one of our expert advisors for professional insurance advice.


  • Compare quotes from leading insurers
    Right cover, right price
  • Protect your business online in minutes
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent service
    Rated by our customers on Feefo

We work with some of the UK's leading insurers

  • Allianz Business Insurance
  • Aviva Business Insurance
  • AXA Business Insurance
  • Covea Business Insurance
  • Hiscox Business Insurance
  • LV Business Insurance
  • NIG Business Insurance
  • QBE Business Insurance

Ready to get cover?

If you know your business insurance requirements
compare quotes online

Get quotes now

Need advice?

Our experts are here to help

  Request a call back

Opticians insurance is designed to protect your opticians shop and safeguard against unforeseen events that could leave your business exposed to financial loss. We understand that every business is different and finding the right opticians insurance to suit your needs can be a challenge. It is essential to ensure you have the right cover in place to protect your livelihood and that is where we can help.

Insurance for opticians can cover your business equipment, premises and stock, as well as protecting your staff and your clients. We understand the delicate nature of your business as an optician and the specialist equipment that you rely on daily. The right opticians insurance protects against unforeseen events that could damage your equipment, and allows you to focus on what really matters – your business.

Your business premises may be exposed to events that cause property damage, including fires and floods, storms and subsidence. Damage to property could cause disruption and interrupt your business activities leaving you unable to trade; however we can arrange business interruption cover as part of your opticians insurance to protect against these events, meaning that loss of profit and business expenses would be taken care of should something unfortunate happen.

No matter how careful you are, accidents do happen. Public liability cover can protect you against claims made against you if a customer slips, trips or falls, as well as covering any compensation awarded as a result. If you have employees, employers’ liability can also cover you if a member of staff is injured at work and is entitled to compensation.

Our advisors are on hand to assist you in finding the right opticians insurance for your business. We have many years’ experience arranging insurance for optometrists and have really got to know the industry and the covers you need most.

We make arranging your opticians insurance simple and hassle free, so you can work without worry. You can compare quotes online in just a few minutes if you don't require any advice. However, if you are unsure of what you need, speak to our advisors who will be happy to talk you through your opticians shop insurance requirements.

Covers to consider:

  • Specialist equipment cover
  • Contents cover
  • Public liability
  • Employers’ liability
  • Business interruption
  • Commercial legal expenses 
  • Cyber insurance

"The questions were straightforward and the adviser explained anything I wasn't sure of clearly. The whole process was quick and easy with an immediate quote at the end. Within about 15 minutes I had completed the questions, received my quote and my insurance was all set up. Thank You!"

Mrs Curtis Mobile Beautician, Lowestoft (Customer since January 2018)

"They were able to provide a bespoke package so that I only got cover for what I needed as opposed to all the unnecessary parts of a standard package policy. The staff were very polite and willing to listen to my needs.”"

Mr Livesey, Newsagents, Kendal (Customer since August 2017)

"Professional, efficient, friendly and thorough service. They fully understood my specific business requirements, and sorted out an insurance policy which not only exceeded my previous cover, but was also a lot cheaper."

Mr Jones, Gym/Health Club, Essex (Customer since January 2018)