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Pharmacy Insurance

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We understand the unique challenges faced by pharmacies in today's healthcare industry. Whether you run an independent pharmacy or manage a chain of chemists, Premierline has the expertise to provide you with the right insurance.

Your pharmacy insurance solution should play a crucial role in safeguarding the financial stability and operations of your pharmacy or chemist shop in today's dynamic healthcare landscape. With the ever-evolving risks and challenges faced, having comprehensive insurance cover tailored specifically to the needs of pharmacies is essential. Whether it's protecting against property damage, liability claims, professional errors, or cybersecurity threats, pharmacy insurance provides a safety net that allows pharmacists to focus on their primary goal of providing quality healthcare services to their communities.

Our expert team understands the unique challenges faced by pharmacies, and we're here to provide you with comprehensive cover that safeguards your business against risks. Whether you run a small independent pharmacy or a chain of stores, Premierline has the right insurance solution for you.

Get in touch with Premierline today to discuss your pharmacy insurance needs. Our experienced advisors will guide you through the process, helping you find the right insurance for your pharmacy.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm

Pharmacy insurance is a package of insurance covers designed to protect pharmacies and their businesses against various risks and liabilities. Pharmacies operate in a unique environment where they face specific challenges and potential exposures that require tailored insurance solutions. Pharmacy insurance policies provide financial protection by addressing the specific risks faced by pharmacies, including property damage, liability claims, professional errors, and other industry-specific concerns including late-night trading and prescription services.

Pharmacy insurance can be tailored to cater for a variety of trades in this sector, including chemist insurance, dispensary insurance and pharmacy insurance. It can protect your livelihood against unforeseen circumstances that can impact the future of your business and your ability to trade.

When deciding what insurance and covers you need to protect your business, you should consider the following:
As a pharmacist, having insurance coverage is highly recommended to protect yourself, your pharmacy, and your customers or patients. While insurance requirements may vary depending on your location and specific circumstances, pharmacy insurance provides valuable financial protection and peace of mind in the face of potential risks and liabilities.

Pharmacy and chemists insurance can cover your buildings, equipment, clients, staff, and general trading activities. Covers to consider include:

  • Public liability – provides protection against claims made by members of the public who may be injured or suffer property damage.
  • Employers' liability – to protect against claims made by employees who may be injured or suffer illness as a result of their work.
  • Medical Malpractice - provides protection against claims of professional negligence by patients in your care.
  • Buildings cover – to cover for loss or damage to your premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses or defending your business against legal action.
  • Cyber liability - to protect against data breaches, cyber-attacks, and other online risks.
  • Directors and officers - can provide coverage for claims of mismanagement, breach of fiduciary duty and discrimination.

The specific insurance needs of a pharmacy will vary depending on its size, location, and other factors. At Premierline our insurance advisors can help doctors assess their risks and determine the appropriate insurance covers for their needs.

The cost of pharmacy insurance can depend on a number of things, including the scale of your business, the level of cover you require, and the other risks associated with the care and medical industry.

We understand that cost is an important factor when choosing insurance. At Premierline, we strive to provide competitive premiums without compromising on coverage. Our team will work closely with you to assess your pharmacy's specific needs and provide you with a tailored insurance solution that offers the right level of protection at a price that suits your budget.

At Premierline, we recognise that pharmacies have distinct insurance needs. With years of experience serving pharmacy businesses across the UK, our team has gained in-depth knowledge of the industry. We understand the specific risks associated with the storage and dispensing of medications, regulatory compliance, and the importance of uninterrupted service to your patients. By choosing Premierline, you partner with experts who truly understand your pharmacy insurance requirements.
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Excellent Service! Unfortunately had to file an insurance claim but the process was clear and smooth. Claim payout was processed promptly. Renewed business insurance for another year.”
Dental Surgery
Customer since November 2021
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
Don't leave your pharmacy business vulnerable to risks. Get in touch with Premierline today to discuss your pharmacy insurance needs. Our experienced advisors will guide you through the process, helping you find the right insurance coverage for your pharmacy. Protect your business with Premierline and gain peace of mind knowing that you have the support and coverage you need.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm