Doctor in a surgery


Surgery Insurance

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As a leading business insurance broker, we understand the importance of protecting your surgical practice, facilities, equipment, patients and employees from unforeseen risks.

We can arrange insurance for a wide range of surgeries and clinics, from doctors and dentists to complementary therapy providers. We understand that running a surgery carries unique risks. So, whatever type of surgery you run, we'll tailor an insurance solution specifically for the unique needs of your surgical practice.

With our extensive expertise and dedication to delivering exceptional service, we are committed to helping you find the perfect surgery insurance to safeguard your business.

Get in touch with Premierline today to discuss your surgery practice insurance needs. Our experienced advisors will guide you through the process, helping you find the right insurance coverage for your surgery practice today.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm

Surgery insurance is a business insurance package that is designed to cover a range of risks to suit a variety of medical organisations. Designed for surgeries, clinics and healthcare offices, a surgery insurance package includes a range of covers to protect you against unforeseen events that could leave you exposed to claims or interrupt your ability to practice.

Your daily activities may vary from one day to the next, and each day will present a host of new challenges to overcome. Having the correct surgery or clinic insurance allows you to focus on your work and devote your attention to your patients, meaning you can work without worry.

When deciding what insurance and covers you need to protect your business, you should consider the following:

If you operate a surgery or medical practice, it's important to consider the potential risks and liabilities associated with providing medical care and to evaluate the need for insurance coverage to protect against those risks.

Without the right surgery insurance cover, your surgical practice could be exposed to significant financial risks and liabilities that could threaten the future of your business. By investing in surgery insurance, you can have peace of mind knowing that you are protected against a range of potential risks and liabilities.

The specific insurance needs of a surgery will vary depending on its size, location, and other factors. At Premierline, we help surgery owners assess their risks and determine the appropriate insurance cover required to protect the medical practice.

Surgery practices typically require a range of different types of covers to protect against potential risks and liabilities. The specific insurance covers needed can vary depending on the nature of the practice, the types of services provided, and the particular risks and exposures faced by the practice. Here are some of the most common types of insurance coverage needed for surgeries:

  • Public liability – provides protection against claims made by members of the public who may be injured or suffer property damage.
  • Employers' liability – to protect against claims made by employees who may be injured or suffer illness as a result of their work.
  • Medical Malpractice - provides protection against claims of professional negligence by patients in your care.
  • Buildings cover – to cover for loss or damage to your premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses or defending your business against legal action.
  • Cyber liability - to protect against data breaches, cyber-attacks, and other online risks.
  • Directors and officers - can provide coverage for claims of mismanagement, breach of fiduciary duty and discrimination.

The specific insurance needs of a surgery practice will vary depending on its size, location, and other factors. At Premierline our insurance advisors can help doctors assess their risks and determine the appropriate insurance covers for their needs.

The cost of surgery insurance can depend on a number of things, including the scale of your business, the level of cover you require, and the other risks associated with the care and medical industry.

We understand that cost is an important factor when choosing insurance. At Premierline, we strive to provide competitive premiums without compromising on coverage. Our team will work closely with you to assess your surgeries specific needs and provide you with a tailored insurance solution that offers the right level of protection at a price that suits your budget.

At Premierline, we have a team of insurance experts who are highly experienced in arranging insurance policies for care businesses such as surgical practices. We work with a range of leading insurance providers to offer a wide range of cover options for your business and can help you save time and effort by comparing insurance policies from multiple providers on your behalf.

We go beyond one-size-fits-all insurance solutions. Our approach is centred around you – your unique practice, your individual requirements, and your long-term goals. We take the time to listen and understand your specific needs, allowing us to create bespoke insurance packages that provide the right level of coverage. With Premierline, you can rest assured that your surgery practice is covered.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Excellent Service! Unfortunately had to file an insurance claim but the process was clear and smooth. Claim payout was processed promptly. Renewed business insurance for another year.”
Dental Surgery
Customer since November 2021
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
It’s simple to get a no-obligation quote and start protecting your business today. Let our business insurance specialists arrange the cover you need to support your surgery. For advice call today or if you know the insurance cover you need and don't require advice, simply compare surgery insurance quotes online.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm