We compare quotes from leading insurers
All gardeners and landscapers will know the risks they face at work are endless and accidents can happen when you least expect them. You need the right insurance in place to ensure you are protected should something unexpected happen.

With so many options available, it can be hard to know which to know which insurance covers you need to protect your gardening business; that’s where we can help.

We can arrange flexible covers that can be tailored to your requirements so you only pay for the cover you need. If you know what you want it’s easy to compare quotes online in a matter of minutes making arranging your insurance simple and hassle-free. Alternatively, if you’re not sure what insurance you need and would like advice, call us to speak to our advisors who can guide and help you to find the right insurance for you and your business.

Gardening is a tough yet rewarding profession. Your service helps people to enjoy their gardens without worrying about maintenance amidst their busy lifestyles. Without gardeners' insurance, however, you may leave yourself open to claims against you for damage, injury, or any other unforeseen events.

Your policy can be tailored to your requirements so that you only pay for the cover you really need. Insurance for gardeners is designed to protect your livelihood against a number of eventualities that can lead to a financial loss.

If you know the covers you require, it's quick & easy to compare contractors & self-employed quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Any gardener knows that mistakes and accidents can happen while carrying out their work, and that’s where having gardeners’ insurance comes in. Gardener insurance is a package of business insurance covers designed to cover the work that gardeners carry out each day. You may be working alone, or hiring staff to help out; so whatever your needs, we can arrange the right gardener insurance cover for you.
When deciding what insurance and covers you need to protect your business, you should consider the following:

Without the right gardener insurance in place, you may be personally responsible for any losses that occur, as well as any third-party claims that could be submitted against you.

All of these covers can typically be combined to offer a comprehensive gardening contractor insurance package that is tailored to your unique requirements. Our specialist insurance advisors can help you find the cover that’s right for you by offering professional insurance recommendations over the phone based on your requirements. Alternatively, if you know what covers you need, compare prices online from a panel of some of the UK’s leading insurers in a matter of minutes. Protect your business today, don’t risk jeopardising your livelihood.

At Premierline, we offer gardener insurance that can be as simple or comprehensive as you require depending on your business needs. When thinking about what insurance and covers you need to protect your business, you should consider the following:
 

  • Public liability –  to cover you against unforeseen events that could leave you and your business exposed to financial loss.
  • Employers' liability – to protect your employees against accidents at work and any damages awarded as a result.
  • Personal accident cover - to tide you over in the event that you injured yourself at work.
  • Tools & plant -  to protect your tools, equipment, and plant.
  • Buildings cover – to cover for loss or damage to your business premises.
  • Contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Contract works - designed to cover work that’s underway on a construction site.
  • Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
  • Commercial vehicle cover - if you use a vehicle or a van for business.
  • Professional indemnity - can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.
The cost of gardener insurance depends on a range of factors including the size of your business, and the level of cover that you require. Get a personalised quote online or contact one of our business insurance specialists to find out how much your gardener insurance might cost to protect yourself and your business from unforeseen circumstances.

We have many years of experience arranging gardener insurance so we’ve really got to know the covers that gardeners require. We are here to make sure that you have the best covers to protect you against the risks you face daily.

You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a gardener insurance quote today.

Gardeners' insurance is suitable for freelance gardeners, horticultural experts, garden design and build services, landscape gardeners, and many other similar gardening trades. If you are simply providing grass cutting or grass treatment services, then this type of policy may also give you the cover you need.

At Premierline, we can tailor a gardeners' insurance policy to suit your needs and give you the protection you need for your livelihood to let you work without worry.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Affordable and realistic cost. They covered every aspect of my needs and I was very happy with their helpful and friendly service.”
Landscape Gardening Business Owner
Customer since January 2024
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a gardener insurance quote today.
If you know the covers you require, it's quick & easy to compare contractors & self-employed quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm