Customers looking at a meat counter


Butchers Insurance

We compare quotes from leading insurers
Butchers are exposed to a number of risks on a daily basis meaning comprehensive insurance should be a top priority.

You need a quality cover that protects your business, your staff and your customers, as well as your equipment and stock. But finding time to compare quotes amidst a busy work life can often leave little time for much else. That’s why we’ve made it easy to compare covers and prices online in a matter of minutes, so you can choose the cover that’s right for your business.

We understand the time pressures of running your own business, which is why we work closely with a panel of trusted insurers to save you time and help you find the right cover at the right price. If you know the covers you need you can protect your business online in a matter of minutes. If your needs are more complex and you require some guidance then call and speak to one of our insurance advisors. We’re on hand to help you find the right butcher insurance policy so you can focus on the job at hand.

If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm

Butchers insurance is designed to protect your butchers shop and those involved in running it, from staff to suppliers to customers. There are many risks associated with the profession; using knives and machinery and preparing and providing food means you need to take extra care to ensure everyone’s safety. But accidents happen when you least expect and having the right insurance can protect you against the unexpected.
When deciding what insurance and covers you need to protect your business, you should consider the following:

Using machinery can be risky, and supplying food requires extra diligence and care. Insurance for butchers can cover a number of eventualities, from injury to weather events – all of which could impact your ability to trade. The right butchers insurance policy can safeguard your livelihood to let you work without worry. You never know what is around the corner, so shop insurance should be a fundamental part of your business plan to ensure business continuity, should something unfortunate happen.

If you employ a team, then you will need to take out employers' liability insurance to safeguard your employees against accidents at work.

At Premierline, we offer flexible butchers insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your butchers shop, you should consider the following:

  • Public liability – for injured shop visitors or damage to their property.
  • Employers' liability – to protect your shop employees.
  • Buildings cover – to cover for loss or damage to your shop premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Money cover – for theft or attempted theft.
  • Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
  • Business legal expenses – to cover the cost of legal expenses or defending your shop against legal action.

The cost of your butchers shop insurance will depend on your shop activities, the location of your business and the amount and type of covers you require to protect your shop. Like any other insurance, generally the more cover you require the higher the premium.

The value you gain from having the right cover in place is a huge benefit to your business. A shop insurance policy is a product that you have paid for that you may never get to use, but also a product that you hope you will never need to call on.

We are committed to finding you the right insurance for your business. We have many years of experience sourcing insurance for butchers, so whether you’re preparing or selling meat at retail premises or selling your products to other businesses and hospitality; we can arrange a butchers insurance policy that is tailored to your business needs. As careful as you may be, accidents do happen, and that’s where we can help to protect your business.

As a business insurance broker, we can arrange insurance for a range of different butchers businesses. Such as:

  • Traditional butcher shops that usually prepare and sell produce from a shop.
  • Commercial butchers that prepare and sell to other shops, hospitality and restaurants.
  • Butchers that also sell additional products such as delis or farm shops.
  • Butchers that also specialise in catering such as hog roasts or BBQs.

Depending on your type of business, you may be interested in food manufacturing insurance, wholesalers insurance or delicatessen insurance.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Great service. Friendly and helpful staff who understood my needs and got me a good price for my shop policy.”
Household Goods Retailer
Customer since October 2023
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
So whatever your butcher insurance needs we can arrange the right cover for your business. Know what you need? - then you can get a quote online. However, if you need advice or you’re unsure about the cover you require call one of our business insurance advisors to discuss your requirements for your butcher insurance quote.
If you know the covers you require, it's quick & easy to compare shop insurance quotes from a selection of insurers on our website.
Unsure of your cover requirements or looking for insurance advice? We'll call to arrange a new insurance quote at a time that's convenient for you

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.

Lines open Monday to Friday 9:00am–5:00pm